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Supplemental

HEALTH

EXTRA PROTECTION FOR LIFE’S UNEXPECTED MOMENTS

Supplemental Coverage That Helps Fill the Gaps

Health and life insurance provide important protection, but unexpected expenses can still arise. Supplemental coverage can add another layer of financial security for medical costs, household expenses, serious illness and your family’s future.

Coverage designed around your needs Lily Insurance can help you review possible gaps and compare options that complement your current coverage.
Health Protection

HELP WITH UNEXPECTED COSTS

Supplemental Health Insurance

Supplemental health coverage may provide additional financial support when a covered accident, illness, hospital stay or diagnosis creates expenses beyond your major medical plan.

  • Hospital-related expenses
  • Accident and injury costs
  • Cancer or critical illness needs
  • Dental, vision and hearing care
Family Protection

AN EXTRA FINANCIAL SAFETY NET

Supplemental Life Coverage

Supplemental life coverage can add protection beyond your primary policy and may help address specific family, disability, serious illness or long-term financial concerns.

  • Additional death-benefit protection
  • Coverage for specific financial needs
  • Enhanced family financial security
  • Options that complement existing coverage

Explore Common Options

Protection for Different Needs

Coverage, eligibility and benefits vary by policy.

HOSPITAL STAYS

Hospital Indemnity

May provide a fixed benefit for covered admissions, hospital stays or related services.

Help with hospital-related costs

SERIOUS ILLNESS

Cancer & Critical Illness

May provide financial support following a covered cancer, heart attack, stroke or other qualifying diagnosis.

Support during treatment and recovery

UNEXPECTED INJURY

Accident Coverage

May help with certain costs following a covered injury, emergency-room visit or follow-up treatment.

Extra help after an accident

ROUTINE CARE

Dental, Vision & Hearing

Options may help with routine exams, dental services, eyewear, hearing care and related expenses.

Help maintain everyday wellness

ADDED LIFE PROTECTION

Additional Death Benefit

Supplemental coverage may increase the amount of financial protection available to your beneficiaries.

Strengthen family financial protection

SPECIFIC NEEDS

Disability & Extended Care

Certain options may help address income, disability, long-term-care or other specialized financial concerns.

Protection for life’s uncertainties
01
Your primary coverage may have gaps Deductibles, copays, excluded services and nonmedical costs may remain your responsibility.
02
Everyday bills do not stop Housing, utilities, groceries and transportation may continue during treatment or recovery.
03
Protection can be personalized Coverage can be selected based on your health concerns, family responsibilities and budget.

Let us worry about your future so you can enjoy your present.

Legal Shield

When no else cares, and you can't afford the rest. Here's a cost effective way to help you do your best
legalshield

Service Area

PROCESS

Topics & References