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Affordable Care Health

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We’ve Got You Covered

At Lily Insurance, we believe in the power of personalized care. We know that each individual’s healthcare needs are unique, and we’re dedicated to finding the perfect plan that fits like a glove – tailored just for you. We understand that navigating the world of health insurance, especially Medicare, can feel like a daunting task.

With our wealth of experience and friendly approach, we’ll walk you through Medicare options, ensuring you feel confident and empowered every step of the way. Your health and happiness are at the heart of everything we do. Let’s embark on this journey together, with compassion, expertise, and a genuine commitment to your well-being.

ACA EXPLAINED SIMPLE:

Affordable Care Act (ACA), 
The ACA expands access to affordable health insurance through key provisions:

  • Marketplaces: Individuals and small businesses can shop for coverage on new exchanges.
  • Premium Tax Credits: Families earning 100–400% of the federal poverty level get help paying premiums.
  • Medicaid Expansion: Eligibility extended to adults earning up to 138% of FPL.
  • Patient Protections: No denials or cancellations for pre-existing conditions.
  • Essential Benefits: Plans must cover preventive care, prescriptions, mental health, maternity, and more.
  • Transparency & Competition: Rules to increase fairness and consumer choice.

WHAT YOU NEED TO KNOW!

  • Open Enrollment: Nov 1 – Jan 15

  • Special Enrollment: Only if you have certain life changes or income changes

  • Savings: Most people qualify based on household income

  • Coverage: All Marketplace plans include basic essential benefits

-SELF SERVE-

Let us worry about your future so you can enjoy your present.

PROCESS

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