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At Lily Insurance, we believe in the power of personalized care. We know that each individual’s healthcare needs are unique, and we’re dedicated to finding the perfect plan that fits like a glove – tailored just for you. We understand that navigating the world of health insurance, especially Medicare, can feel like a daunting task.
With our wealth of experience and friendly approach, we’ll walk you through Medicare options, ensuring you feel confident and empowered every step of the way. Your health and happiness are at the heart of everything we do. Let’s embark on this journey together, with compassion, expertise, and a genuine commitment to your well-being.
The Affordable Care Act (ACA), enacted in 2010, aims to increase access to affordable health insurance. It includes several important features:
• Health Insurance Marketplaces: Individuals and small businesses can buy insurance through newly established exchanges.
• Premium Tax Credit: Households earning between 100% and 400% of the federal poverty level (FPL) may receive tax credits to reduce their insurance premiums.
• Medicaid Expansion: Medicaid eligibility was broadened to include all adults with incomes up to 138% of the FPL.
• Patient Protections: Patients gain more control over their healthcare, and insurers are prohibited from denying coverage or canceling policies due to pre-existing conditions.
• Essential Health Benefits: Insurance plans are required to cover essential services such as preventive care, rehabilitation, prescription medications, wellness visits, contraceptives, and mental health treatment.
• Transparency and Competition: New initiatives have been implemented to enhance transparency and foster competition in the healthcare system.
Additionally, the ACA promotes innovative healthcare delivery methods and aims to improve the health of women and families.
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We do not offer every plan available in your area. Currently we represent 12 organizations which offer 51+ products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Aetna HUMANA Anthem KAISER Alignment MEDICO BCBS NC MOLINA Carefirst PacificSource Cigna PEOPLES HEALTH/UHC Clover SONDER Devoted UHC Highmark WELLCARE/CENTENE